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    RM Mortgage SolutionsGoogle Reviews
    5 Stars - Based on 18 User Reviews

    RM Mortgage SolutionsRead Our Reviews
    5 Stars - Based on 6 User Reviews

    Mortgage Broker and Advisor in Birmingham

    Mortgages, Protection & Insurance Made Simple

    Independent mortgage advice you can trust

    • Regulated mortgage broker in Birmingham.
    • Ability to search the whole of the UK mortgage market.
    • Friendly QUALIFIED Birmingham mortgage advisor.
    • IMPARTIAL mortgage advice.
    • We do all the paperwork – STRESS FREE for you.
    • Access to exclusive mortgage deals not available on the high street.
    • Mortgage advisors in Birmingham expert in sourcing mortgage deals to suit all types of mortgages.

    Professional mortgage advice to suit your individual needs.

    We are a Birmingham based mortgage broker who can provide mortgage advice throughout the West Midlands including: Birmingham, Coventry, Lichfield, Solihull, Sutton Coldfield, Walsall and Wolverhampton.

    Our Mortgage Reviews

    We are a highly rated mortgage broker in Birmingham – Rated 5.0 on Google

    As a well established mortgage broker in Birmingham, we take a lot of pride in providing our clients with a first class service.  We have successfully helped to arrange mortgages for first-time buyers, home movers, landlords, and clients remortgaging across Birmingham including Lichfield, Walsall, Wolverhampton, Coventry & Tamworth. This is illustrated by the many outstanding reviews our clients have written about us.

    Take a look at how our experienced mortgage advisors have helped clients across Birmingham and the surrounding areas.

    RM Mortgage SolutionsGoogle Reviews
    5 Stars - Based on 18 User Reviews

    You can read our client reviews below or alternatively visit our Reviews page. Our many reviews can also be viewed on our Google & Facebook pages.

    • Kamran AkramKamran Akram

      RM Mortgages made my experience top of the class!
      Professional whilst providing some of the best rates during post covid crisis.

      They've been amazing for business individuals like myself, thank you to Chris especially certainly will be using RM again

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    • Sian BowenSian Bowen

      I’m not sure what we would have done if we hadn’t used RM mortgage solutions. Chris was fantastic! We had a lot of problems along the way due to the property we were purchasing but Chris went above and beyond to help us. He worked tirelessly between different mortgage companies and was always very responsive to queries we had and reassured us that he would find us the best deal he could. We are very happy with the service we received and would 100% recommend to anyone looking for a mortgage.

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    • Alison BackhouseAlison Backhouse

      I never usually write reviews but this organization deserves one: Chris at RM Mortgage Solutions provided me with excellent advise, he kept me informed throughout the process and most importantly found me a great deal. 100% recommend this company if you want a tailor made and friendly service.

      Read More
    • Life Skills with PeteLife Skills with Pete

      Supported us through a tricky situation of applying in the midst of the pandemic when one of us owned a small business, the other had moved jobs and pay records were screwy. found a great deal, one that we were more likely to get given our circumstances and got us through the back and forth with the mortgage company.

      They did a great job and I would recommend them to anyone.

      Read More
    • R JenkinsonR Jenkinson

      Richard was really helpful when I moved to the area. He didn't just provide mortgage advice, but also offered some advice on the house I moved into. He was pro-active throughout the whole process and I will definitely be using his services again in future.

      Read More

    Mortgages to suit you

    We are able to offer mortgage advice on all types of mortgage.  If you would like advice on the following from a qualified mortgage advisor then please contact us:

    Buying your first home can appear an exciting but daunting prospect.  Making any one wrong decision of the many you need to make could cost you thousands of pounds.  We are here to help guide you through the process with expert mortgage advice.

    Thinking of investing in a buy-to-let property or looking to remortgage an existing buy-to-let investment?  We will check the rental coverage meets the lender’s criteria taking account of your income tax band.  Once we have confirmed that you meet the eligibility criteria, we will source the most appropriate mortgage for your needs, submit the mortgage application and chase your buy-to-let mortgage through to completion.

    Capital raising is a way of remortgaging your home in order to release equity that can then be used for other purposes.  The most common reasons that people capital raise is for home improvements, deposit on a second home or buy-to-let property, purchase luxury goods, debt consolidation or school fees but the funds can be used for many things.

    Think carefully before securing other debts against your home

    More and more people are seeing the advantages of becoming self-employed and many of these self-employed professionals are looking to work on a contract basis.  We have been helping obtain mortgages for contractors for many years and understand the challenges you face.  At RM Mortgage Solutions we have the experience to navigate the mortgage market to find lenders that are willing to help.

    Do you have or had in the past 6 years:

    • County Court Judgement – CCJ
    • Default
    • Missed loan or mortgage payment
    • Debt Management Plan – DMP
    • Individual Voluntary Arrangement – IVA
    • Discharged Bankruptcy

    Do you think that you will not be able to obtain a mortgage with your poor credit?  Whilst there are many lenders that may not be interested, the good news is that finding a lender that will accept your adverse credit is a very real possibility.

    We understand that it can be difficult to find a lender willing to provide a bad credit mortgage, but with help from our specialist advisors, you can get access to a potential mortgage with the minimum of fuss.

    If you are thinking about purchasing an office, industrial unit or shop then we can provide advise on how you can achieve this.  We can search through many lenders who may be able to assist with a commercial mortgage.  Commercial mortgages tend to be more complex than your usual residential mortgage which equates to a longer processing time so obtaining expert commercial mortgage advice is imperative.

    Are you considering owning either a buy-to-let property or commercial property through a limited company structure?  Due to tax changes this is becoming an option that we are encountering on an ever more frequent basis.  You should always take tax advice from a suitably qualified tax advice professional first.  If this is the right course of action for you then we can help source the most appropriate limited company mortgage for your needs.

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    A mortgage is a loan secured against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.