Mortgage Advisors Birmingham

    What We Do

    How Our Mortgage Advisors in Birmingham Can Help

    Mortgages, Protection & Insurance Made Simple
    A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

    Independent Mortgage Advisor in Birmingham

    Are you ready to take the first step towards owning your very own home? Bored of the endless mortgage jargon? Just want someone to take care of it all on your behalf? Introducing RM Mortgage Solutions. Discover the best mortgage advisors Birmingham has to offer.

    Here at RM Mortgage Solutions, our experienced and independent mortgage advisors Birmingham do all this and more. With decades of experience across all types of mortgages, our advisors expertly analyse the entire UK mortgage market to find competitive rates, and appropriate lenders to bring you a stress-free mortgages Birmingham experience. Our advisors remain dedicated to helping you secure your forever home. And did we mention we do all the paperwork too?

    For professional independent mortgage advice in Birmingham that suits your individual needs, look no further. Our services extend throughout the West Midlands to include Coventry, Lichfield, Solihull, Sutton Coldfield, Walsall and Wolverhampton.

    To start your journey towards becoming a homeowner, get in touch for a free no-obligation chat with an advisor today!

    what our clients are saying

    We are Highly Rated Mortgage Brokers Birmingham
    As well-established mortgage brokers Birmingham, we take a lot of pride in providing our clients with a first class service. We have successfully helped to arrange mortgages for first-time buyers, home movers, landlords, and clients remortgaging across Birmingham including Lichfield, Walsall, Wolverhampton, Coventry & Tamworth. This is illustrated by the many outstanding reviews our clients have written about us.
    Visit our Reviews page. Our many reviews can also be viewed on our Google & Facebook pages.

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    Mortgages to Suit You

    We are able to offer independent mortgage advice on all types of mortgage. If you would like advice on the following from a qualified independent mortgage advisor then please contact us:
    1First Time Buyer Mortgage
    Buying your first home can appear an exciting but daunting prospect. Making any one wrong decision of the many you need to make could cost you thousands of pounds. We are here to help guide you through the process with expert mortgage advice.
    2Buy-To-Let Mortgage
    Thinking of investing in a buy-to-let property or looking to remortgage an existing buy-to-let investment? We will check the rental coverage meets the lender’s criteria taking account of your income tax band. Once we have confirmed that you meet the eligibility criteria, we will source the most appropriate mortgage for your needs, submit the mortgage application and chase your buy-to-let mortgage through to completion.
    3Capital Raising
    Capital raising is a way of remortgaging your home in order to release equity that can then be used for other purposes. The most common reasons that people capital raise is for home improvements, deposit on a second home or buy-to-let property, purchase luxury goods, debt consolidation or school fees but the funds can be used for many things.

    Think carefully before securing other debts against your home
    4Mortgages for Contractors
    More and more people are seeing the advantages of becoming self-employed and many of these self-employed professionals are looking to work on a contract basis. We have been helping obtain mortgages for contractors for many years and understand the challenges you face. At RM Mortgage Solutions we have the experience to navigate the mortgage market to find lenders that are willing to help.
    5Bad Credit Mortgage
    Do you have or had in the past 6 years:
    • County Court Judgement (CCJ)
    • Default
    • Missed loan or mortgage payments
    • Debt Management Plan (DMP)
    • Individual Voluntary Arrangement (IVA)
    • Discharged Bankruptcy
    Do you think that you will not be able to obtain a mortgage with your poor credit? Whilst there are many lenders that may not be interested, the good news is that finding a lender that will accept your adverse credit is a very real possibility. We understand that it can be difficult to find a lender willing to provide a bad credit mortgage, but with help from our specialist advisors, you can get access to a potential mortgage with the minimum of fuss.
    6Commercial Mortgage
    If you are thinking about purchasing an office, industrial unit or shop then we can provide advise on how you can achieve this. We can search through many lenders who may be able to assist with a commercial mortgage. Commercial mortgages tend to be more complex than your usual residential mortgage which equates to a longer processing time so obtaining expert commercial mortgage advice is imperative.
    7Ltd Company Mortgage
    Are you considering owning either a buy-to-let property or commercial property through a limited company structure? Due to tax changes this is becoming an option that we are encountering on an ever more frequent basis. You should always take tax advice from a suitably qualified tax advice professional first. If this is the right course of action for you then we can help source the most appropriate limited company mortgage for your needs.

    Get in touch with our mortgage brokers Birmingham

    Take the first step into owning your very own Birmingham home