Move into the home you’ve always dreamed of with a home mover mortgage

A home mover mortgage is for someone who currently owns a property and is wanting to move to a new property. You don’t necessarily need to change your mortgage lender in order to move home, but this is an option if it is more advantageous for you. Moving house could be a great opportunity to reassess your current mortgage deal and look for something better.

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We are Highly Rated Mortgage Broker in Birmingham
As a well established independent mortgage broker in Birmingham, we take a lot of pride in providing our clients with a first class service. We have successfully helped to arrange mortgages for first-time buyers, home movers, landlords, and clients remortgaging across Birmingham including Lichfield, Walsall, Wolverhampton, Coventry & Tamworth. This is illustrated by the many outstanding reviews our clients have written about us.
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How much can I borrow as a home mover?

How much you can borrow as a home mover will be influenced by a number of factors, including, but not limited to, your income, your expenditure and the loan to value (LTV) of the property you wish to purchase. Speak to one of our expert advisors as we will analyse your specific situation and requirements. As professional independent mortgage advisors, we understand the constantly changing market and the appetite of the various lenders to lend. Consequently, discussing your circumstances with one of our expert advisors could be the best way to understand how much you can borrow.

Whether your goal is to borrow as much as you possibly can or to maximise your borrowing within a specific budget, one of our expert advisors will be able to help. At RM Mortgage Solutions this type of analyse is a daily occurrence.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

What is porting?

Porting is where you decide to move from one property to another but keep your current mortgage deal with your current lender. The terms and conditions of your current mortgage deal will remain the same although you may need to choose a new deal on any additional borrowing you decide to request.

As with everything in life, there are pros and cons to porting. People who are moving up market, for example, may need to borrow more than is outstanding on their current mortgage. This is possible, so long as the mortgage lender is happy to lend you that additional mortgage amount. Each lender’s affordability calculator is different with regards to how much they are willing to let you borrow.

Some lenders may not be willing to lend you the amount you require, in which case porting may not be a suitable option. Instead, you may need to talk to other lenders whose affordability calculator may be different.

Are you looking for a home movers mortgage you can trust? Get in touch with our expert advisors who will guide you through the process from start to finish.

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For independent mortgage advice that is tailored to your specific needs, get in touch with the experts at RM Mortgage Solutions today.

Why trust RM Mortgages Solutions?

By choosing us as your independent mortgage advisor, you can be sure to receive comprehensive advice from experienced professionals with access to cutting-edge information about the current mortgage market. Our team of experienced professionals takes pride in their ability to build long-term relationships with clients and assist them throughout the entire mortgage process, from start to finish.

We understand that each client’s situation is different, so we work hard to ensure that each mortgage is tailored specifically to fit your requirements. We always provide impartial advice and unbiased opinions – allowing our clients complete peace of mind when making important financial decisions.

To discover what RM Mortgage Solutions can do for you, get in touch with our specialist advisors today.
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