How your home can give back to you

At RM Mortgage Solutions we can refer you to an equity release specialist in Birmingham who will be able to provide expert advice, attentive support, and help you choose the right option for you.

Equity release is a financial product designed to enable homeowners over the age of 55 to unlock money from their home without having to sell it. This type of release allows individuals to borrow a lump sum or smaller amounts over time, while still retaining ownership of their property.

Equity Release advisers in Birmingham & Solihull can advise you on mortgages that let you use some of the equity in your home to fund a regular income or to take as tax free cash to spend as you wish.

Equity release is available for those who:

  • Are aged between 55-95 (both partners, if couple)
  • Own a home typically worth at least £70,000
  • Live within the UK (including Northern Ireland)
If you want to learn more about equity release and how it can help you, get in touch today.

Different Types of Equity Release

There are a variety of equity release plans available, including:
  • Lifetime mortgages
  • Drawdown lifetime mortgages
  • Interest only lifetime mortgages
  • Home reversion plans

Choosing the perfect plan for you can be challenging and frustrating. You may want to read up on the different types of equity release plans to gain a level of understanding before consulting a professional. But whatever level of understanding you have, RM Mortgage Solutions can help put you in contact with an advisor who can help you feel like an expert.

If you’re considering releasing money from your property, call us for a chat to discuss your financial options without the fuss.

speak with an expert

For equity release advice tailored to your specific needs, get a referral today from RM Mortgage Solutions.

Why Should You Choose Equity Release

Equity release comes with a whole range of benefits designed to directly assist the homeowner. It enables you to remain living in your home whilst also helping you to:
  • Generate a capital lump sum
  • Provide an additional income
  • Home improvements
  • Fund support for friends and relatives
  • Fund holidays or a holiday home
  • Fund long term care

Equity release has long been surrounded by a degree of stigma, as many people view it as an extreme measure undertaken only in dire financial circumstances. This misguided notion is rooted in the idea that equity release requires homeowners to give up a portion of their property’s value in exchange for cash – a notion that is simply inaccurate.

When guided by the right company, equity release can be done safely and securely, providing multi-faceted benefits for both the homeowner and the home itself.

To explore how RM Mortgage Solutions can assist, get in touch with our expert team today.

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Equity Release may involve a lifetime mortgage or home reversion plan which is secured against your property. To understand the features and risks always ask for a personalised illustration.

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