Have poor credit and need a bad credit mortgage?

So, you have found your dream home. But there is a problem! For many people, the hurdle of trying to secure a mortgage with a poor credit rating can turn what should be a happy time into one full of stress and worry.

If you have poor credit, it doesn’t necessarily mean you can’t get a mortgage

Bad credit mortgages help people with a history of poor credit get on the property ladder or remortgage their existing property. You may have to pay a slightly higher interest rate, as mortgage lenders will deem you to be a higher risk. However, if you keep up repayments on a poor credit mortgage, your credit rating should improve and enable you to move to a standard mortgage at a lower rate after a few years.

Do you have or had in the past 6 years:

  • County Court Judgement – CCJ
  • Default
  • Missed loan or mortgage payment
  • Debt Management Plan – DMP
  • Individual Voluntary Arrangement – IVA
  • Discharged Bankruptcy

speak with an expert

For independent mortgage advice that is tailored to your specific needs, get in touch with the experts at RM Mortgage Solutions today.

Why trust RM Mortgages Solutions?

By choosing us as your independent mortgage advisor, you can be sure to receive comprehensive advice from experienced professionals with access to cutting-edge information about the current mortgage market. Our team of experienced professionals takes pride in their ability to build long-term relationships with clients and assist them throughout the entire mortgage process, from start to finish.

We understand that each client’s situation is different, so we work hard to ensure that each mortgage is tailored specifically to fit your requirements. We always provide impartial advice and unbiased opinions – allowing our clients complete peace of mind when making important financial decisions.

To discover what RM Mortgage Solutions can do for you, get in touch with our specialist advisors today.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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We are Highly Rated Mortgage Broker in Birmingham
As a well established independent mortgage broker in Birmingham, we take a lot of pride in providing our clients with a first class service. We have successfully helped to arrange mortgages for first-time buyers, home movers, landlords, and clients remortgaging across Birmingham including Lichfield, Walsall, Wolverhampton, Coventry & Tamworth. This is illustrated by the many outstanding reviews our clients have written about us.
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