Contractor Mortgages

Home Contractor Mortgages
Contractor Mortgage

At RM Mortgage Solutions, we understand that being a self-employed professional working on a contract basis comes with its own unique set of circumstances and challenges.  We have worked with many self-employed contractors over the years gaining a deep understanding of the issues you face when looking for a mortgage, and how best to overcome them.

Contractors are now able to arrange a mortgage that is based purely on their contract rate.  This means that you do not have to prove you have been working as a contractor for years, or provide several years worth of accounts.

We work with lenders who will lend based on your contract day rate and it’s possible to borrow even if your contract only began recently!  We can help if you’re a:

  • Day rate Contractor
  • Contractor with a Ltd Company
  • Contractor using an Umbrella Company
  • On a rolling contract IT or CIS Contractor

Our relationships with lenders have been carefully developed over many years of being in the contractor mortgage market, and with our whole of market access, we have the skills and knowledge to advise you on the most suitable contractor mortgage for your circumstances.

If you are a Contractor and require a mortgage it is important that you obtain sound professional advice.  For information and mortgage advice you can trust from a local Birmingham mortgage advisor; complete our Mortgage Enquiry Form or the Quick Contact Form.


A mortgage is a loan secured against your home.  Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.